After completing all the crucial steps of purchasing a home, we are finally ready to close. Closing is referred to as signing the mortgage and deed documents. This is also when you get the property deed and the keys to the house and officially become a homeowner. The closing process, however, can be challenging and…
DetailsToday, we are talking about title insurance. At this point, you have already signed a contract and a mortgage application. Now, it is time for the title search. Your attorney will reach out to a title insurance company to run a title search on the property. A title search checks all the public records for…
DetailsApplying for a mortgage application is the next step in purchasing your home. At this point, you already have a pre-qualification. If you feel comfortable with the bank or broker you pre-qualified from, I recommend returning to them. You probably feel comfortable with them and, at this point, have a little bit of history established.…
DetailsHiring an attorney is the next crucial step in purchasing your first home. Like your real estate agent, bank, and home inspector, you want to ensure that your attorney is local, knowledgeable, and available. First, we recommend getting a local attorney. Usually, every area and town has local rules and laws that you may not…
DetailsSo, at this point, we have talked about pre-qualifications, viewing homes, and making an offer. Once your offer is accepted, it is now time to hire a home inspector for a home inspection. Here are a few things to remember when choosing a home inspector. First, choose someone who is professional, available, and knowledgeable. Also,…
DetailsMaking an offer can be challenging, therefore, here are some important things to consider. First, we recommend you start with your experienced real estate agent. Your real estate agent should answer questions like if the house was for sale for a long time? What are the other offers? It is important to discuss your potential…
DetailsWhen it comes to purchasing your first home, viewing homes is not as simple as a walk-through. It is also trying to envision the space as yours and how it would fit your family needs. Here are some things to consider when you start viewing homes. First, it is essential to keep an open mind.…
DetailsEstablishing goals and objectives is important on your way to become a first-time homeowner. This is the time to figure out what you are looking for. It is important to separate your wants from your needs. You may want a six-bedroom, three-bathroom home with an in-ground pool, but you may only need a two-bedroom one…
DetailsIn New York State, according to the Law of Agency, you can be represented one of three ways: Buyers Agent, Sellers Agent, and a Dual Agent. When you are looking for homes to buy, you want to be represented by a buyer’s agent. A buyer’s agent (your agent as a buyer) has the fiduciary responsibility…
DetailsOne of the most important steps in the home buying process is selecting a real estate agent. A real estate agent can make the home buying process smooth and stress-free for you. When looking for a real estate agent, be sure to interview a few and look for qualities like their market knowledge, availability, and…
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